Credit Risk Manager
About Candidate
Education/Qualification
- 2011 Undergraduate Law Degree: Civil Law
- Arnhem – HAN University
Systems used
- Microsoft Word and Excel / SQL / Macro’s
Key skills
- Languages: Dutch (Native)
Career Summary
Current Employer – Maintenance, repair, and operations company
Position – Senior Risk Analyst/Credit Risk Manager
Dates – July 2020 – Present
- Built and updated financial models to support and analyse complex information and process real-time data
- Conducted comprehensive research on corporations, industrial developments and government reports to inform financial assessments
- Maintained complete and accurate financial records following optimal accounting principles
- Detailed financial data in spreadsheets to identify trends and create revenue, profitability and expense forecasts
- Delivered financial oversight and advice to corporate stakeholders, improving strategic planning
- Led meetings with directors and managers to analyse provide financial recommendations
- Collected, maintained and updated financial database
- Reviewed financial reports and recommended strategies to streamline operations, increase productivity and grow company profits
- Improved financial status by analysing results, monitoring variances and recommending financially-sound actions
- Provided detailed analysis and actionable insights of financial trends to support and influence business decisions
- Issued official approval and rejection notices within allowable limits and in line with institutional risk profiles
Previous Employer – Telecommunications Company
Position – Credit Controller/Senior Credit Controller
Dates – October 2013 – June 2020
- Analysed accounts current debt to establish if orders can be released
- Reviewed client’s current financial situation to assess the risk involved and determine what credit to provide
- Reduced debts on ledger to a target minimum
- Ensured all receipts and credits are correctly allocated
- Established and maintained great customer relationships to maximize account performance
- Managed customer accounts by ensuring any issues, queries and disputes were dealt with professionally and resolved quickly and efficiently ensuring no payment delays
- Responsible for reconciliation of all accounts receivable general ledger accounts for the month end close process
- Prepared analysis of bad debts including making recommendations for bad debt write offs
- Month end reporting and monitoring of KPI’s
- Set up one to one and team meetings to discuss any concerns with credit controllers
- Ensured teams deadlines and targets are met
- Coached and managed of staff