Credit Risk Manager

Education/Qualification

• 2011    Undergraduate Law Degree: Civil Law
• Arnhem – HAN University

Systems used

• Microsoft Word and Excel / SQL / Macro’s

Key skills

• Languages: Dutch (Native)

Career Summary

Current Employer – Maintenance, repair, and operations company

Position – Senior Risk Analyst/Credit Risk Manager

Dates – July 2020 – Present

• Built and updated financial models to support and analyse complex information and process real-time data
• Conducted comprehensive research on corporations, industrial developments and government reports to inform financial assessments
• Maintained complete and accurate financial records following optimal accounting principles
• Detailed financial data in spreadsheets to identify trends and create revenue, profitability and expense forecasts
• Delivered financial oversight and advice to corporate stakeholders, improving strategic planning
• Led meetings with directors and managers to analyse provide financial recommendations
• Collected, maintained and updated financial database
• Reviewed financial reports and recommended strategies to streamline operations, increase productivity and grow company profits
• Improved financial status by analysing results, monitoring variances and recommending financially-sound actions
• Provided detailed analysis and actionable insights of financial trends to support and influence business decisions
• Issued official approval and rejection notices within allowable limits and in line with institutional risk profiles

Previous Employer – Telecommunications Company

Position – Credit Controller/Senior Credit Controller

Dates – October 2013 – June 2020

•  Analysed accounts current debt to establish if orders can be released
• Reviewed client’s current financial situation to assess the risk involved and determine what credit to provide
• Reduced debts on ledger to a target minimum
• Ensured all receipts and credits are correctly allocated
• Established and maintained great customer relationships to maximize account performance
• Managed customer accounts by ensuring any issues, queries and disputes were dealt with professionally and resolved quickly and efficiently ensuring no payment delays
•  Responsible for reconciliation of all accounts receivable general ledger accounts for the month end close process
• Prepared analysis of bad debts including making recommendations for bad debt write offs
• Month end reporting and monitoring of KPI’s
• Set up one to one and team meetings to discuss any concerns with credit controllers
• Ensured teams deadlines and targets are met
• Coached and managed of staff